Useful estimates before the conversation starts.
Explore South African salary, two-pot withdrawal, company tax, VAT and COID calculations using current rates. Results update as you type.
2027 tax year
Salary & take-home pay
Estimated monthly result
R 26 876,88
Approximate take-home pay
- Gross salary
- R 35 000,00
- Retirement contribution
- − R 2 625,00
- Estimated PAYE
- − R 5 321,00
- Employee UIF
- − R 177,12
- Other deductions
- − R 0,00
Estimate based on annualised regular remuneration. Fringe benefits, allowances, irregular pay and payroll-specific rules can change PAYE.
Uses the SARS 2027 individual tax brackets, rebates and medical scheme fee tax credits, plus employee UIF capped at the current contribution ceiling.
2027 tax year
Two-pot withdrawal calculator
Estimate the tax and cash payout from a withdrawal from your retirement fund’s savings component.
This estimate excludes any fee charged by your fund administrator. A valid SARS payment arrangement may also change whether debt is deducted.
Estimated amount you receive
R 34 655,00
Before fund-administration fees
- Planned withdrawal
- R 50 000,00
- Estimated withdrawal tax
- − R 15 345,00
- SARS debt deduction
- − R 0,00
- Effective tax on withdrawal
- 30.7%
Calculated as the difference between estimated annual tax before and after adding the withdrawal. SARS’s final directive uses the information on its systems and may differ.
Compare with the SARS calculator2027 rates
Business tax estimator
Estimated annual result
R 229 500,00
Estimated income tax
- Effective rate
- 27.00%
- Profit after estimated tax
- R 620 500,00
Taxable profit is accounting profit adjusted for tax rules. Assessed losses, allowances, capital gains and provisional payments are excluded.
Uses the 27% ordinary company rate, 2027 qualifying small business corporation bands and 2027 turnover-tax bands.
Standard rate: 15%
VAT calculator
Use this for standard-rated supplies. Zero-rated and exempt supplies require different treatment.
Calculated breakdown
- Exclusive amount
- R 1 000,00
- VAT at 15%
- R 150,00
- Inclusive total
- R 1 150,00
COID assessment calculator
Choose your industry class, employee count and average earnings. The calculator applies the R668,000 earnings cap and the relevant minimum assessment, with an optional provisional estimate for next year.
Important calculation note
These calculators provide general estimates, not a tax return, payroll result, tax directive or tax opinion. Eligibility, allowances, assessed losses, fringe benefits and the precise assessment period can materially change the answer.